Public Liability Insurance by Business Type

Your legal structure — sole trader, self-employed, or limited company — changes how exposed you personally are if something goes wrong, even if it doesn't dramatically change the premium itself. Understanding that difference matters more than most cost comparisons.

Available now

• Sole trader public liability insurance — why the lack of legal separation from your business makes cover matter more, not less, than the "is it required" question suggests.

Coming next

Guides for self-employed contractors and limited companies are planned next, plus a dedicated page on landlord public liability insurance covering shared areas and communal spaces.

Not sure which structure applies to you, or what cover level you need first? Start with our calculator.

General information only, not financial advice. Affiliate links may be present — see disclaimer.